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Benefits Guide

  • AAA helps Members on the road as much as off. Chances are you joined AAA for our renowned Roadside Assistance. You may not be aware of how many other services, discounts, and perks we offer to you at no extra charge just for being a Member. Your membership card is the key to a better life at home, when you travel, and when you shop.
  • Select a topic menu from below. You may also print a copy(PDF) to keep in your glove compartment or in your home for a quick reference. In addition, a general description of Classic, Plus, and Premier Memberships can be reviewed by clicking onto the Benefits Chart.

Member Benefits - There's just one AAA. But there's more than one way to belong with a variety of membership choices.

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Coverage Options and Details:

Classic Membership — AAA Classic provides basic benefits that AAA Members have come to know. Any time you get on the road, you can drive assured with our renowned 24/7 Roadside Assistance. You can take advantage of free perks like AAA TripTiks® and United States, Canada, Mexico and Caribbean maps, as well as online mapping at AAAMaps.com; AAA TourBook® Guides; hotel and car rental savings and worldwide vacation planning and reservations. As a AAA Member, you have access to a full range of automotive, travel, entertainment and financial services as well as, auto, home, and life insurance products — not to mention many deals and discounts.

AAA Plus® Membership — AAA Plus gives you even more of a good thing. This level builds on the Classic Membership benefits with extras like extended Roadside services, free gas if you run out on the road, and additional lockout service coverage. Plus, you can enjoy greater coverage with Trip Interruption Expense Reimbursement, Vehicle Theft Reward and more.

AAA Premier® Membership — AAA Premier offers a distinctively different experience. You get the most extensive Roadside Assistance offered and personalized services and savings that extend beyond traditional Membership offerings. Receive an additional tow up to 200 miles. Get exclusive concierge services, 24–Hour Global Travel Emergency Assistance and more through the dedicated Premier Member toll–free number. For more information on these benefits, view the complete version of the Premier Benefits Guide (PDF).

AAA RV Membership — AAA RV can be added to any Plus or Premier Membership to extend Roadside Assistance coverage for vehicles such as motor homes, campers, boat trailers, and/or motorcycles. In addition to all benefits of AAA, it provides the specialized coverage needed for these types of vehicles.

About Emergency Road Service

Vehicles and services covered under Classic, Plus or Premier Membership:

Roadside Assistance means 24–hour assistance for minor mechanical first aid; battery service, tire change, out of fuel, lockout service, extricating and towing. Roadside Assistance will be provided to you when the vehicle you are either driving or riding in becomes disabled. The following types of vehicles are eligible for service.

  • Four–wheel motor–driven passengers vehicles (i.e. cars, vans and pick–up trucks, including rented passenger vehicles) if those services can be safely delivered.
  • Dual rear wheel unloaded pick–up trucks are provided all services except tire service.
  • Dual rear wheel campers and motor homes are covered for lockout, battery service and out of fuel services only. Additional services (such as towing and tire change services) are provided only if you have Plus or Premier RV Rider Membership.
  • 2–wheeled bicycles, including rental bicycles that can be transported by a normal bicycle rack. Roadside Assistance provides transportation for the disabled bicycle but not repair.

Vehicles covered under RV coverages:

  • Campers, motor homes, motorcycles, travel trailers, and boat and utility trailers (but only if loaded with boat or recreational vehicle such as ATV, dirt bike or Jet Ski).

Some restrictions apply. What's not covered:

  • Services on taxis, buses, moving trucks, limousines, or modified vehicles which would prevent the vehicle from being towed safely (i.e. plows).
  • Services to a vehicle which AAA has determined to be unsafe due to overloading or which required heavy duty equipment to safely provide service.
  • Services to a vehicle which is snowbound, including an unplowed street or driveway, or located in areas such as a vacant lot, back, front, or side yard, the beach, a field or barricaded street.
  • Service to an unattended vehicle, unless prior approval has been given by AAA due to extenuating circumstances.
  • Service to a vehicle located at a repair facility where repairs can be performed, except when it has been confirmed that the repairs cannot be provided or completed within 72 hours.
  • No more than one tow per disablement.
  • Tow request for a vehicle from the street to the driveway (unless obstructing traffic); one location to another on the property; a closed repair facility; a vacant or unattended location; or for the purposes of buying, selling, trading, junking, or donating.
  • Tire service for dual–rear wheel trucks or vans (except under Plus RV Rider). Towing of utility trailers attached to a covered vehicle (service for the trailer may be provided at the Member's expense).
  • The cost for repairs, parts and labor.
  • Taxi service from site of disablement (tow trucks are limited as to the number of passengers they can be accommodate). Taxi service or other transportation can be arranged at the Member's expense.
  • Service may be restricted, delayed, or suspended due to sever weather conditions.
  • Reimbursement of tow expenses covered by insurance.
  • Delivery of diesel fuel.

Additional Points:

  • Your membership benefit cannot be transferred to or used by an other person.
  • AAA will charge an additional non–refundable immediate Service Fee if Roadside Assistance is requested at the time a Member joins or cancelled Member renews with the Club beyond their Membership Grace Period.

Classic Member:

  • Entitled to 4 Roadside Assistance calls per Member, per membership year for covered services, including up to $50 for auto lockout service and Roadside Assistance to transport a bicycle.
  • May have the vehicle towed to the responding AAA facility or any other destination, including the hookup & first 5 miles of towing, at no charge — additional mileage at Member discount rates.
  • Out of Fuel Service provides a sufficient amount of gasoline to enable your vehicle to reach the closest open service station. Member pays pump price for gas. If this service fails to make the vehicle operable, the extended towing benefit will apply.
  • Tolls are not covered.

Plus Member:

  • Entitled to 4 Roadside Assistance calls per Member, per membership year for covered services, including up to $100 for auto lockout service.
  • May have the vehicle towed to the responding AAA facility or any other destination, including the hookup and first 100 miles of towing, at no charge —additional mileage at Member discounted rates.
  • Out of Fuel Service provides a sufficient amount of gasoline at no additional cost to enable your vehicle to reach the closes open service station. If this fails to make the vehicle operable, the extended towing benefit will apply.
  • Tolls are not covered.

Premier Member:

  • Entitled to 5 Roadside Assistance calls per Member, per membership year for covered services, including up to $150 for auto lockout service.
  • May have the vehicle towed to the responding AAA facility or any other destination, including the hookup & first 100 miles of towing, at no charge — additional mileage at member discounted rate. Also entitled to one tow up to 200 miles per Member per membership year.

AAA may arrange for service to Members who have exceeded their "per membership year" allowance however Members will be required to pay for each additional call at AAA Member discounted rates. There is a 7 day waiting period from the time you payment is processed before you can receive Plus or Premier benefits; this also applies to an upgrade from one membership level to another; to renewal of membership 60 days or more after expiration, or if you just joined the Club and enrolled initially as a Plus or Premier Rider Member. Services during this waiting period will be provided under the guidelines for Classic Membership.

AAA Liability

  • We have contracted with independent service facilities to provide Roadside Assistance. AAA shall not be liable for any damage, injury or loss occasioned by or resulting from rendering, attempted rendering, or failure to provide any Roadside Assistance or towing or failure thereof by any independent service facility.
  • The independent service facilities are not agents of AAA, nor is AAA an agent of them. They are solely responsible for their actions. Any arrangements you make for subsequent, non–emergency repairs are between you and the service facility.

*Some toll roads and some limited access highways provide their own Roadside Assistance and will not permit AAA to come to your assistance. You should request that they tow your vehicle to their lot off the toll road so that you may contact AAA to request service. In some instances some of the providers will accept your membership card in lieu of payment to remove your vehicle from the toll road or limited access highway. Otherwise, pay for the service and get an itemized receipt, which you may submit to AAA for reimbursement consideration.

Trip Interruption Expense Reimbursement:

Classic & Plus: Your vehicle must be involved in an accident in the United States or Canada, 100 miles or more from home, while on a planned leisure trip which included at least 1 overnight stay. Vehicle must be disabled and inoperable for a minimum of 8 hours (mechanical disablement excluded). You may request reimbursement for reasonable, unanticipated costs of accommodations, meals or substitute transportation, up to $400 for Classic Members, up to $1,000 for Plus Members. These expenses must be incurred within 72 hours of the accident.
Premier: Your vehicle must be involved in an accident or experience mechanical failure (excluding tire trouble) or theft of the vehicle in the United States or Canada, 100 miles or more from home while on a leisure trip planned to include at least 1 overnight stay, and due to the accident, mechanical failure or theft, your vehicle must be inoperable for a minimum of eight (8) hours. Premier Members may request reimbursement for reasonable unanticipated costs of accommodations and meals or substitute transportation, up to $1,500 incurred within 96 hours of the covered event.
All requests for Trip Interruption Expense reimbursements must include a police report and original receipts for expenses incurred.

Legal Defense Reimbursement:

AAA Members are eligible for the reimbursement of attorney's fees for the defense of vehicle–related charges if there is a plea of not guilty. While the Legal Defense reimbursement is dependent upon the charges faced, AAA Classic Members are eligible for reimbursements up to $1,000, AAA Plus and Premier Members are eligible for reimbursement up to $2,000.

Criteria:

  • Not guilty plea must be entered and maintained
  • Not eligible if you plead guilty to a lesser charge
  • Submit original bill from attorney and copy of final decision
  • Not eligible if convicted of illegal conduct, such as driving under the influence of alcohol or drugs; evading police; hit and run; or theft of a vehicle

Moving Traffic Violation:

Classic

  • Representation in Primary Court — up to $50
  • Representation in any Higher Court — up to $75
  • Maximum combined benefit — $125

Plus & Premier

  • Representation in Primary Court — up to $100
  • Representation in any Higher Court — up to $150
  • Maximum combined benefit — $250

Assault & Battery by Automobile:

Classic

  • Representation in Primary Court — up to $100
  • Representation in any Higher Court — up to $150
  • Maximum combined benefit — $250

Plus & Premier

  • Representation in Primary Court — up to $200
  • Representation in any Higher Court — up to $300
  • Maximum combined benefit — $500

Manslaughter by Automobile:

Classic

  • Representation in Primary Court — up to $400
  • Representation in any Higher Court — up to $600
  • Maximum combined benefit — $1000

Plus & Premier

  • Representation in Primary Court — up to $800
  • Representation in any Higher Court — up to $1,200
  • Maximum combined benefit — $2,000

Vehicle Theft Reward: A reward will be offered for information provided by a person, unrelated to the Member, which leads to the arrest and conviction of anyone who steals or vandalizes your vehicle. Classic Membership Reward — total of $1,000 regardless of number of witnesses. Plus & Premier Membership Reward — total of $2,000.

Witnesses should call 1-800-768-8200, ext 69074, to get details on how to apply for the reward once the accused has been tried and convicted of auto theft and/or vandalism. Note: Members and their immediate family are ineligible to receive a reward with respect to the Member's vehicle.

Take advantage of these Additional Benefits by contacting:
AAA Mid–Atlantic
Member Relations
P.O. Box 6032
Newark, DE 19714-6032
1-800-763-8200

For drivers and car owners, AAA is the only comprehensive automotive solution — from initial purchase through roadside repair and every step in between. All roads lead to AAA.

AAA Mobile Battery Service:AAA will conveniently deliver a new AAA Battery — and install it on the spot.

AAA Auto Glass Powered by Safelite®: Provides service customers can count on with certified Safelite® Technicians and high–grade glass and urethane for safe, secure window installation.

AAA Auto Repair: We have nearly 400 AAA Auto Repair shops that offer service you can trust. We offer quality repairs and maintenance to keep your car on the road.

Vehicle Protection Plan: Protect yourself against the high cost of auto repairs with a comprehensive warranty product for worry–free car ownership.

Online Garage: For busy vehicle owners who need help keeping track of vehicle care and maintenance, Online Garage provides an online resource for easy record–keeping.

AAA Auto Buying: Provide service customers can count on throughout finding, financing, purchasing, and protecting their vehicle(s).

Driver Training: As an essential element of the Club's traffic safety efforts, Driver Training promotes safe and responsible driving by delivering a variety of driver training solutions designed to educate drivers and help reduce the number of crashes, injuries, and fatalities on our roadways.

Auto Insurance: Including exclusive member–only discounts, competitive rates and legendary reliability. Experienced agents will ensure Members receive the right coverage at the right price, taking advantage of all the discounts available. Save 5% automatically just for being a AAA Member, up to 5% more over time and up to 5% more when you switch from your current carrier.*

Learn more at aaa.com/InsuranceSolution

*Insurance products sold by the Insurance Agencies of AAA Club Alliance, Inc. are underwritten by various insurance providers including CSAA Insurance Group, a AAA insurer. All policies are subject to policy terms, underwriting guidelines and applicable laws. Applicants may not qualify for all coverages, benefits or discounts. Discounts vary by state and are subject to eligibility requirements.

Travel with AAA? It's simple if you ask us. We're here for you for that weekend road trip and that dream vacation you've been thinking about.

When You Need a Vacation, We Want to Be Your Travel Agent:

AAA Travel provides that peace of mind wherever you travel. Our experienced travel agents give you personalized recommendations, make the reservations, and send you on your way with ease. You'll get our best price guarantee and 24–hour emergency assistance from anywhere in the world. Plus, you'll get exclusive perks like shipboard credits, "Member–only" experiences, VIP priority check in, and more. AAA can also help you with international driving permits, passport photos, travel insurance, attraction tickets and more.

At AAA, you find the lowest hotel prices, save up to 20% on Hertz car rentals, purchase discounted attraction tickets and more. You can also print your own TripTik® routings and TourBook® guides. Learn more at AAA.com/TipsAndTools or visit your local AAA store.

From ordinary purchases to life-changing experiences, count on AAA to make life a little better every day.

Your AAA Membership card is like having a universal discount pass —you have access to member-only discounts nearly anywhere in the world. Shop online with 30,000 retailers or show your AAA Membership card at over 100,000 participating store locations for discounts up to 30%.

Save while traveling too. Be sure to bring your AAA Membership card and save on attractions, hotels, travel and more throughout the world.

While AAA is certainly a big help with the car, we can also help a lot around the house with a number of home–related services.

Buying a Home:

When you're looking to buy or sell a house, first look to AAA. Take advantage of AAA Real Estate Services. It can save you time and money.

Protecting Your Home:

AAA...Your Auto, Home & Life Insurance Solution Experienced agents will work with you to make sure you receive tailored protection to fit your individual needs. Competitive rates, legendary reliability, member–only discounts, everything you've come to love about AAA.*

Save on your Home, Apartment or Condominium Insurance; get tailored protection to fit the needs of your home and your lifestyle. Protect your home, possessions, and personal liability.

Our experienced agents will ensure you receive the right coverage at the right price taking advantage of all the discounts available to you.

Click here to learn more about insurance.

*Insurance products sold by the Insurance Agencies of AAA Club Alliance, Inc. are underwritten by various insurance providers including CSAA Insurance Group, a AAA Insurer. All policies are subject to policy terms, underwriting guidelines and applicable laws. Applicants may not qualify for all coverages, benefits or discounts. Discounts vary by state and are subject to eligibility requirements.

Ensuring Your Financial Security:

Ensure your financial security by saving money through a variety of member–only high yield, low–risk options from Online Savings Accounts and Certificates of Deposit to Money Market Deposit Accounts, plus IRAs. We'll also help you safeguard your financial security with valuable identity theft monitoring tools that include daily credit reporting, fraud resolution support, and identity theft insurance.

Providing Purchasing Power:

Have the ability to purchase what you want when you want it with the AAA Member Rewards Visa® Card. Earn 3x points on qualifying AAA & travel purchases. 2x points on gas, grocery store, and drugstore purchases and 1 point per $1 on purchases everywhere else. Learn more and apply.

Lending Services:

From Auto Loans, Personal Loans to Student Loans, AAA's financial products and services provide the assurance you need for everyday living.

AAA... Your Auto, Home & Life Insurance Solution Experienced agents will work with you to make sure you receive tailored protection to fit your individual needs.*

Auto Insurance including exclusive Member–only discounts, competitive rates and legendary reliability. Experienced agents will ensure Members receive the right coverage at the right price, taking advantage of all the discounts available. Save 5% automatically just for being a AAA Member, up to 5% more over time, and up to 5% more when you switch from your current carrier.*

Save on your Home, Apartment or Condominium insurance; get tailored protection to fit the needs of your home and your lifestyle. Protect your home, possessions, and personal liability.

Life insurance through AAA helps prepare for the unexpected, get the coverage you need for the people you love.**

Our experienced agents will ensure you receive the right coverage at the right price taking advantage of all the discounts available to you.

Click here to learn more about insurance.

*Insurance products sold by the Insurance Agencies of AAA Club Alliance, Inc. are underwritten by various insurance providers including CSAA Insurance Group, a AAA insurer. All policies are subject to policy terms, underwriting guidelines and applicable laws. Applicants may not qualify for all coverages, benefits or discounts. Discounts vary by state and are subject to eligibility requirements.

**Life Insurance products sold by the Insurance Agencies of AAA Club Alliance, Inc. are underwritten by various insurance providers including AAA Life Insurance Company, Livonia, MI. AAA Life is licensed in all states except NY. Life Insurance approval is subject to health history and underwriting guidelines. Not all applicants will qualify. Rates may vary.

Membership Renewal

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Important information about paying your membership dues.

AAA records memberships on a monthly basis. For example, if a member joins on January 3rd, the membership will not expire until February 1st of the following year. There is a 7 day waiting period for Plus, Premier & RV enhanced services. Classic level service will be provided during this period.

When a membership is renewed within 59 days of the membership expiration, the original membership join dates and expiration date are unchanged and the Member's years of membership tenure continue to accrue. AAA continues to provide all services to Members for the first 29 days after membership expiration, and all services except Roadside Assistance for the next 30 days (Roadside Assistance is available at Member rates during this latter, 30–period). Note also, the annual membership dues will be due one year from the original expiration date, which will be less than twelve months from the late payment date.

When a membership is renewed 60 days or more following the expiration date, those Members will receive a new join date, a new annual expiration date and any accrued membership tenure will be lost.

Membership Refund Policy

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Membership Refund Policy within First 3 Months of New Membership

At any time during the first three months of your new membership including any upgrades and added associate Members, you decide AAA isn't right for you, simply cancel. We'll refund the unused portion of your paid membership dues. Overpayments will be applied to your next membership renewal or on a request basis will be 100% refunded. No other refunds will be granted.

Membership Refund Policy for Renewing Memberships and New Membership after First 3 Months of Membership

Membership dues payments including renewals, upgrades and added associate Members will not be refunded once applied to your membership; however, your membership will remain in force until it expires.

Over payments will be applied to your next membership renewal or on a request basis will be 100% refunded.

Roadside Assistance Policy

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The club reserves the right to cancel the membership for a Member's abusive use of Roadside Assistance Services of the Club ("Services"). In addition, a Member who requests or uses an excessive amount of Service; that is, uses Services over a sustained period that are greater than the average Member uses, may be subject to membership downgrades at renewal or the non-renewal of the membership.