Menu
Beautiful home with blue sky in background and brand new car parked outside

UMBRELLA INSURANCE

AAA agents can help you get the protection you need

Did you ever wonder why it’s referred to as an Umbrella Policy? That’s because it acts just like an umbrella - sitting over your auto and homeowners/renters & condo policies to provide an important extra layer of protection.

One lawsuit - big or small and you could lose it all… your savings, investments even part of your future income.

All the more reason why you’ll want to look into an umbrella policy today.

Speak to an agent 1-800-445-0659

Request a quote locate an agent

What is Umbrella insurance?

If you see the words “Excess Liability Policy” anywhere, that’s the same thing. It kicks in when the limit on the underlying policy is reached.

If you are ever sued, your standard homeowners or auto policy will provide you with some liability coverage, paying for judgments against you and your attorney's fees, up to a limit set in the policy. An umbrella personal liability policy kicks in when you reach the limit on the underlying liability coverage in a homeowners, renters, condominium and auto policy. It will also cover you for things such as libel and slander.

MyPOLICY SERVICE

Manage your AAA policy online, access insurance documents, print ID cards & make payments.
Site login required. 

MANAGE MYPOLICY

Your Local Agent

Talk to a local insurance agent today to review your existing policies, identify gaps in coverage or discounts you’re eligible for.

LOCATE AN AGENT

AAA Insurance TV

A series of videos offering information on a variety of subjects and coverage options!

WATCH VIDEOS

Be Prepared

Nature reminds us that in the blink of an eye, everything can change. View our tips for preparing for winter storms and other risks.

Learn More